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The Federal Trade Commission made final amendments to the Used Car Rule (formally known as the Used Motor Vehicle Trade Regulation Rule). The changes require car dealers to display a window sticker, or “Buyers Guide,” on used cars offered for sale. The Guide discloses whether the dealer is offering to sell a used car “as is” (without a warranty), or with a warranty. The FTC works to promote competition, and protect and educate consumers.

As everyone is scrambling to file their tax returns, or at least planning to file their 2016 return, you should know that there are many choices for how to do it. Below is a list of the different places you can file your tax returns and a brief description of who can qualify.

Whether due to an unexpected job loss, a medical event, a court judgment, or other change in economic circumstances, a person will find that he or she is no longer bringing in enough income to pay his or her bills. This economic condition, in which the money coming in is less than the amount going out to pay debts, is called insolvency. When a person becomes insolvent, he or she may consider bankruptcy as a way to deal with this overwhelming debt and get a fresh start.

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